Ibexis Life & Annuity Unveils Innovative WealthDefender Series
Introducing the WealthDefender™ Fixed Index Annuity Series
Ibexis Life & Annuity Insurance Company has recently launched its WealthDefender™ Series, providing innovative financial solutions within the independent marketing organization sales channel. This exciting series aims to cater to the diverse needs of clients seeking effective retirement strategies.
Key Features of the WealthDefender™ Series
The WealthDefender™ Series is designed with clients in mind, delivering guaranteed participation rates and an optional enhanced bonus feature. Additionally, it incorporates essential attributes such as a bailout rate, allowing full liquidity during challenges like disability, nursing care, or terminal illness.
This series offers multiple crediting strategies, including the widely recognized S&P 500® and several proprietary indices, positioning it strategically within the market for those aiming to maximize their retirement savings.
Insights from Leadership
Nathan Gemmiti, CEO of Ibexis, emphasized, "The WealthDefender™ is the perfect complement to our existing FIA product suite. Our existing FIA Plus™ provides expanded upside potential through the adjustable Floor feature and a top-tier no-cost premium bonus. The WealthDefender™ Series brings guaranteed participation rates and an industry-leading premium bonus for those seeking additional growth potential."
John Hurley, Chief Distribution Officer at Ibexis, added, "As individuals seek a balance between growth potential and financial security, the WealthDefender™ Series offers a comprehensive solution. Clients can choose between guaranteed rates for stability, competitive bonuses, and additional growth opportunities. This series stands out for its strong market-driven growth coupled with the flexibility to access the contract’s value when unexpected challenges arise."
Distribution and Ratings
This new series will be accessible through select distribution partners. With insurance licenses across 45 states and the District of Columbia, Ibexis has received commendable financial strength ratings. It holds a Financial Strength Rating of A- (Excellent) and a Long-Term Issuer Credit Rating of "A-" (Excellent) from AM Best, both reflecting a stable outlook.
About Ibexis Life & Annuity Insurance Company
Founded in 1937, Ibexis has a rich history of providing fixed annuity products aimed at securing financial futures and enhancing retirement preparedness. The fixed annuities from Ibexis help clients accumulate interest safely while ensuring guaranteed income during retirement.
Ibexis' rating of A- (4th highest out of 13) was recently reaffirmed, showcasing the company's commitment to financial stability and customer satisfaction. Interested clients should note that Ibexis' products may not be available in all jurisdictions due to ongoing regulatory approvals. Importantly, the WealthDefender™ Series does not directly invest in indices and may not account for dividends on underlying stocks. All product terms are contingent on the contractual agreement, emphasizing the importance of understanding the policy details.
Frequently Asked Questions
What is the WealthDefender™ Series?
The WealthDefender™ Series is a new line of fixed index annuities offered by Ibexis, providing guaranteed participation rates and flexibility for retirement planning.
Who can benefit from the WealthDefender™ Series?
This series is ideal for individuals seeking a balance of growth potential and financial security while preparing for retirement.
How does the bailout rate work?
The bailout rate feature allows clients to access their investment in cases of disability, nursing home confinement, or terminal illness, enhancing liquidity and security.
What are the crediting strategies available?
Credit strategies include access to the S&P 500® and two proprietary indices, providing diverse options for growth potential.
How is Ibexis rated financially?
Ibexis has received an A- Financial Strength Rating and a Long-Term Issuer Credit Rating of "A-" by AM Best, indicating solid financial stability.
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