Bank7 Corp's Remarkable Financial Performance in Q2 2025
Bank7 Corp. Reports Strong Q2 Financials
Bank7 Corp. (NASDAQ: BSVN) has recently unveiled its robust financial results for the quarter ending June 30, 2025. The success of this quarter is characterized by significant growth in organic loans and deposits, demonstrating the bank's resilience despite economic challenges. According to Thomas L. Travis, the President and CEO, the company's strong capital ratios and excellent credit quality underscore a well-matched balance sheet, which supports their sustainable growth strategy.
Quarterly Highlights
For the three-month period that concluded on June 30, 2025, Bank7 reported the following key financial metrics:
- Net income rose to $11.1 million, a 7.44% increase from $10.3 million in the previous quarter.
- Earnings per share climbed to $1.16, up by 7.41% from $1.08.
- Total assets remained strong at $1.8 billion, with a 2.83% growth.
- The total loans increased by 5.17%, reaching $1.5 billion.
- Pre-tax, pre-provision earnings (PPE) stood at $14.7 million, reflecting a growth of 7.25% compared to previous results.
- Interest income for this quarter was reported at $31.8 million, an increase of 4.41% from $30.4 million.
Capital Ratios and Compliance
The capital levels of both the Bank and the Company are significantly above the minimum thresholds that define a 'well-capitalized' institution. As of June 30, 2025, the consolidated Tier 1 leverage ratio was noted at 12.49%. Furthermore, both the Tier 1 risk-based capital ratio and total risk-based capital ratio stood at approximately 13.90% and 15.03%, respectively. These ratios affirm Bank7's commitment to maintaining strong capital support and adhering to regulatory requirements.
Understanding Non-GAAP Measures
This earnings report also highlights the relevance of the non-GAAP financial measure known as pre-provision pre-tax earnings, or PPE. This specific measure aids management in analyzing the true performance of the company by stripping away variables such as income tax expenses and provisions for credit losses.
About Bank7 Corp.
Bank7 Corp. is a bank holding company that operates numerous branches across targeted markets. The company focuses on providing tailored financial services to business owners and entrepreneurs, emphasizing rapid and dependable service. In addition to expanding its footprint, Bank7 is committed to nurturing organic growth through strategic acquisitions.
Conference Call Details
Bank7 Corp. has scheduled a conference call on July 17, 2025, at 9:00 a.m. CST to discuss its second quarter results further. Participants can dial in or access the live stream online, allowing for an interactive discussion about the company's performance.
Contact Information
Thomas Travis
President & CEO
(405) 810-8600
Frequently Asked Questions
What were the net earnings for Bank7 Corp. in Q2 2025?
Bank7 Corp. reported net earnings of $11.1 million for the quarter ending June 30, 2025.
How much did the bank's total loans increase?
Total loans rose by 5.17%, reaching approximately $1.5 billion.
What are the bank's key financial ratios?
The Tier 1 leverage ratio is 12.49%, and both the Tier 1 risk-based capital ratio and total risk-based capital ratio are at 13.90% and 15.03%, respectively.
What are non-GAAP financial measures?
Non-GAAP measures, like pre-provision pre-tax earnings (PPE), are used to provide a clearer picture of a company's performance by eliminating certain variables like tax expenses.
Who can I contact for more information on Bank7 Corp.?
You can contact Thomas Travis, the President & CEO, at (405) 810-8600 for more information.
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