Important Notice to Noteholders
This notice is directed to all noteholders of BPCE SFH, providing crucial information about the restructuring terms associated with Series 195. As part of our commitment to transparency, we aim to keep all stakeholders informed of significant updates.
From the Issuer
Issued by BPCE SFH, we are headquartered at 7, promenade Germaine Sablon, 75013 Paris, France. We communicate this message to ensure that our noteholders are apprised of any changes affecting their interests.
Fiscal and Calculation Agent Notification
The fiscal agent responsible for managing these notes is BNP Paribas Securities Services, located at Les Grands Moulins de Pantin, 9 rue du Débarcadère, 93500 Pantin, France. It is essential for noteholders to remain informed about the responsibilities held by our agents.
Details of the Amended and Restated Final Terms
Legal Entity Identifier (LEI): 969500T1UBNNTYVWOS04 The Euro Medium Term Note Programme includes the issuance of obligations de financement de l'habitat and other privileged notes, amounting to €65,000,000,000. One notable offering under this programme includes €1,000,000,000 in 3.115 percent Fixed Rate Notes that mature by 28 October 2033, with potential extensions into 2034.
This series is designated as SERIES NO: 195 (Tranche 1), ISIN: FR001400TEZ8. On the initial issuance on 28 October 2024, all notes were issued under the regulations outlined in the Base Prospectus. Confirmations from the AMF have been obtained as part of this issuance process.
Effective Amendments from September 2025
With unanimous consent from the noteholders, the maturities associated with the notes will be altered to reflect the new terms from and including 1 September 2025. The attached Amendment document outlines these revisions, detailing the substituted provisions in the Final Terms for clarity and compliance.
PRIIPs Regulation Notice
It is crucial to emphasize that these notes are not designed for retail investors within the European Economic Area (EEA). The classification and the respective regulatory compliance have been established to protect the retail investor base and avoid any unauthorized sales.
Upcoming Dates
The amended and restated Final Terms are set to take effect on 24 July 2025. Further noteholders are reminded that these adjustments affirm that commencing from 1 September 2025, any issues regarding the original terms will supersede previous agreements.
Interest and Payment Terms
Current provisions regarding interest payments will remain in flux through various interest basis changes. The selected interest basis for the fixed-rate notes is reaffirmed at an attractive 3.115%, with payments set for 28 October annually until the expiration of the notes.
General Information
For all matters concerning governance and adherence to financial laws, our obligations are under French jurisdiction. These dematerialized notes are being issued in bearer form and structured to facilitate ease of transactions within regulated markets.
Governing Laws and Provisions
All involved agreements and terminologies shall conform to the stipulations of the governing French laws. Our financial outline and documentation are readily accessible to all relevant persons involved in this issuance process.
Frequently Asked Questions
What is the nature of the restructuring for the noteholders?
This restructuring involves amendments to the maturity provisions of the notes that will take effect in September of 2025.
Where can I find the updated legal documents for BPCE SFH?
All amendments, final terms, and necessary documents are available on the issuer's official website and can be requested directly at the headquarters.
Will the interest rate change for the notes?
The current fixed interest rate remains at 3.115% with respective payment schedules until maturity unless future alterations are communicated.
Who are the agent responsible for managing these notes?
BNP Paribas Securities Services acts as the fiscal agent and will manage the payments and administrative tasks related to the notes.
How can noteholders stay informed about changes?
Noteholders are encouraged to regularly check communications from BPCE SFH and consult with their financial advisors regarding any potential impacts from these changes.
