How to Find a Mortgage That Fits Your Life and Not Just Your Budget
Many people begin the mortgage process by asking how much they can borrow. That feels logical, but it is usually the wrong starting point. A better question is how much you can carry comfortably without making the rest of your life feel tight every single month. Your mortgage payment is only one part of owning a home. You also need to cover property taxes, utilities, home insurance, condo fees if they apply, maintenance, repairs, and everyday living costs. A mortgage that looks fine
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